Banking built around you

Straightforward current accounts, competitive savings rates, and mortgages that move at your pace.

Our products

Everything you need to manage your money, save for the future, and plan for what's next.

Current Account

A fee-free everyday account with instant payment notifications and no hidden charges.

Open an account →

Savings

Easy-access and fixed-rate savings accounts with rates up to 5.1% AER. Your money working harder.

View savings rates →

Mortgage

Find your rate in minutes. Our advisors guide you from application to completion.

Get a mortgage →

Business Banking

Current accounts, lending, and card payment solutions for UK businesses of every size.

Open a business account →

“Mosey made getting my mortgage so simple. The whole process was online and I had an offer within 48 hours. I couldn't believe how painless it was.”

James Hartley

Homeowner, Leeds

What our customers say

Real feedback from people who bank with Mosey.

“I moved my savings to Mosey after seeing their 5.1% AER rate. The transfer took less than a day and the app makes it easy to watch my interest grow.”

Sarah Chen

“Applied for a mortgage online on a Sunday. Had a decision in principle by Monday morning. The advisor called to walk me through the full offer - never felt rushed.”

Marcus Webb

“The mobile app notifications are brilliant. I know exactly where my money is going and the spending insights helped me save an extra £200 last month.”

Aisha Okafor

“Opened a business current account in under 15 minutes. The integration with our accounting software was seamless - invoices reconcile automatically.”

Tom Hartley

“I had a fraud alert on my card at 2am. I called the number and got through to a real person in under a minute. Card blocked, new one dispatched, sorted.”

Priya Sharma

“Switched from my old bank after 12 years. Mosey's CASS switch took 7 working days and every direct debit moved without any issues whatsoever.”

Daniel Reeves

Trusted by 2 million customers across the UK

From first current accounts to business banking - Mosey customers bank with confidence.

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2M+

Customers

50B+

Assets under management

99.9%

App uptime

140+

UK branches

Frequently asked questions

Quick answers to the things we hear most.

How do I open a current account?

You can open a Mosey current account online in around 10 minutes. All you need is a smartphone, a valid UK address, and proof of identity. We run a soft credit check that won't affect your credit score.

What savings rates do you offer?

We currently offer an easy-access savings account at 4.6% AER and a 1-year fixed-rate account at 5.1% AER. Rates are variable on easy-access accounts and fixed for the term on fixed-rate accounts.

How does the mortgage application work?

Start by getting a decision in principle online - it takes around 10 minutes and won't affect your credit score. One of our advisors will then call you to discuss your options and guide you through the full application.

Is my money protected?

Yes. Mosey Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Eligible deposits are protected by the FSCS up to £85,000 per person.

How do I switch banks to Mosey?

We use the Current Account Switch Service (CASS), which moves all your direct debits and standing orders automatically within 7 working days. Your old account closes on the switch date and any payments to or from your old account are forwarded for 3 years.

What do I do if my card is lost or stolen?

Open the Mosey app and go to Card Controls to freeze your card immediately. If you're sure it's lost or stolen, tap 'Cancel card' to order a replacement, which arrives within 3-5 working days. You can also call our 24/7 fraud line.

Mosey Premium

Upgrade your everyday banking. Get worldwide travel insurance, higher savings rates, and exclusive rewards designed for the way you live.

Priority Support: Skip the queue. Connect with our dedicated Premium support team 24/7 directly in the app or over the phone.
6.5% AER Savings: Make your money work even harder with our exclusive Premium savings rate, available instantly in your app.
Worldwide Insurance: Comprehensive family travel insurance, phone insurance, and breakdown cover included as standard.

Upgrade to Premium View full benefits