The Mosey Everyday Account

A fee-free current account with instant notifications, savings pots and 24/7 support.

No monthly fees

Keep every penny. No account fees, no minimum balance.

Instant notifications

See every payment the moment it happens.

Savings pots

Set money aside for the things that matter, with round-ups.

Banking that works around you

This area is open - add any section or block in Visual Builder.

Related reading

Guides and insights to get more from your account.

How-to Guides

Saving for your first home: a 5-step plan that actually works

Buying your first home feels impossible until it isn't. Here's the saving-and-application sequence we walk first-time buyers through every week.

10 Sept 2026

Personal Finance

Mortgage rates in 2026: what's actually moving them

Headline rates make great news. They make terrible decision-making tools. Here's what to watch instead.

10 Sept 2026

Personal Finance

5 Savings Tips for 2025

From emergency funds to high-interest accounts, five habits that will make your money work harder this year.

10 Sept 2026

Frequently asked questions

Quick answers about the Everyday Account.

How do I open a current account?
You can open a Mosey current account online in around 10 minutes. All you need is a smartphone, a valid UK address, and proof of identity. We run a soft credit check that won't affect your credit score.
What savings rates do you offer?
We currently offer an easy-access savings account at 4.6% AER and a 1-year fixed-rate account at 5.1% AER. Rates are variable on easy-access accounts and fixed for the term on fixed-rate accounts.
How does the mortgage application work?
Start by getting a decision in principle online - it takes around 10 minutes and won't affect your credit score. One of our advisors will then call you to discuss your options and guide you through the full application.
Is my money protected?
Yes. Mosey Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Eligible deposits are protected by the FSCS up to £85,000 per person.